Passive Investing

The 5-Minute Portfolio Hack That Beats 90% of Active Funds

• Fabio Capela
• Portfolio management , Index investing , Etf strategies , Passive investing , Asset allocation

Why complexity is the enemy of good returns

Stop overthinking your portfolio. While Wall Street sells you complex strategies with 15+ holdings, fancy factor tilts, and quarterly adjustments, there’s a stupidly simple approach that beats 90% of active funds: two ETFs and quarterly rebalancing.

Why Most DIY Investors Underperform (and How to Fix It)

• Fabio Capela
• Finance , Investing strategies , Portfolio management , Risk management , Behavioral finance , Diy investing , Asset allocation , Passive investing

The promise of DIY investing is appealing: take control of your financial future, avoid advisor fees, and potentially beat the market. Yet research consistently shows that self-directed investors typically underperform major market indices by a significant margin.